How to Eat Healthy on a Budget

Fox Business

Eating healthy on a budget is easy if you know how to plan ahead. It starts with knowing that healthy food doesn’t have to be expensive.

By planning ahead, you need to stock your refrigerator and food pantry with items that are quick and easy to cook. Another way to plan ahead is to cook a big meal and make extra to freeze or use later for lunches and a quick dinner.

Legumes, whether canned or dry, make nutritious, hearty soups that can be prepared in a crock pot. You can add vegetables, spices or herbs, broth and cooked brown rice. Eight hours later you have a main course with a nice fresh salad and garlic bread.

Brown rice is a great addition to grilled chicken and steamed vegetables. One might think brown rice costs more than white rice, true. But the nutritional value far exceeds the extra nickel or dime you pay per pound. Another inexpensive grain that is easy to fix is millet. You can cook it like rice or toast it. By toasting millet you can sprinkle it on other dishes – adding a lot of nutritional value.

Never discount oats. Oatmeal makes a great breakfast; especially for the kids. It’s quick to prepare and the kids can add butter, milk and brown sugar. Yum! Oatmeal stays with you all morning long; it’s very filling.

Pasta is fairly inexpensive and easy to prepare. You can add veggies, meat and cheese with an inexpensive red sauce. Then, you simply chop up a fresh salad — a complete meal.

Always keep fresh fruits and vegetables in the house for everyone to snack on between meals. Make sure you purchase enough to last three to four days in the refrigerator. Eating fruit and vegetables is by far less expensive than munching on packaged food like chips or cookies.

As you try these different ideas, you may discover your own magic formula for eating healthy on a budget. If so, you are more than welcome to share it with us.

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Checking Your Finances & Yearly Budget

It’s the start of a whole new year and financially, times are tough. On the television news or in the newspapers, we read headlines saying companies are closing and employees being fired. It’s scary to think you can be next.

Well, we can’t stop our bosses from giving us those pesky pink slips. However, there are some ways to try and get ourselves back on the financial track.

Setting up a budget will help. It’s a first place to begin. Grab all your bills. Then take out a notebook and write down what you pay for each bill. Categorize them; such as house payment, car payment, car insurance, telephone, etc.

Then estimate how much you pay for the other stuff you need each month; for example food, gasoline and household stuff.

After you wrote all that down, you should look through the list. Ask yourself if there are some areas where you can lower the cost. Do you have to eat out four times a week? Can I brownbag lunch? A little change like that can help you in the long run.
Then try to follow it each month.

After setting up the budget, you can help yourself financially by paying bills online and then setting up automatic pay. Then, you will have a set amount for your budget plan.

Also use cash for your purchases and keep your credit cards in your pocket. You can take out money each week and set a limit on how much you’re going to spend. Using credit cards can get you into a pile of debt and that’s not good.

Finally, after all that money crunching, remember to spend a little on yourself to be happy. Just a little. Don’t go overboard, but we need to remember that happiness is always golden.

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How to Update your Home on a Budget

With your Christmas decorations down your house may be looking a little lackluster.  You’re used to seeing sparkly lights and added color to your now duller looking home.  Use this as motivation to update your home décor. Here are some budget friendly tips for updating your home.

Do-it-yourself! Reupholster old chairs with new fabric to bring them back to life.  You don’t need to be an excellent sewer for this task.  Simply buy enough fabric to cover the existing cushion, tuck it under (ensuring it’s smooth), and use your staple gun to affix the fabric to the bottom of the chair.  Look for bright fabric or interesting patterns to liven up a room.

Treat yourself to fresh flowers to brighten-up any room.  It’s amazing what a few fresh flowers and a pretty vase can do to a space.

Give old pieces a fresh look with pretty new knobs.  Take a look at your hutches and armoires.  Replacing old hardware with pretty or interesting knobs, like ones from World Market, can really change the look of the whole piece.

Flea markets are your friend!  Search flea markets for vintage mirrors that you can hang on an empty wall.  Cluster smaller mirrors together for an interesting look.

Organize a disheveled a bookcase into an interesting focal point of a room.  Display interesting books and other personal effects on the bookcase to achieve the desired look.

 

 

 

*images from craftaholicsanonymous.net, World Market, and accidentalchic.com.

 

 

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Planning a New Year’s Eve Party on a Budget

pc: etsy.com

Caught up in an anticipatory moment of ringing in 2012, you announce to your friends that you’ll host a New Year’s Eve party.  Now the reality has set in and after thinking about the logistics and costs, you’re feeling more stressed than celebratory. If you’re playing hostess this year, follow these tips for a successful New Year’s Eve party on a budget.

The most costly part of your party is likely to be the alcohol.  Most people like to indulge in a festive drink on New Year’s Eve and will expect some alcohol to be available at the party.  Make a large batch of alcoholic punch fit for the holidays, like a spiked cider or cranberry punch. Rather than leaving the measuring to your guests, you control the amount of alcohol by how much you put into the punch.  Plus, punch is easy to serve and guests can help themselves, freeing you up from playing bartender all night! On the invitation you may wish to mention that some beverages will be available but if there is a special drink a guest wishes to enjoy that they can bring it along.

Another way to save on costs is to have a later start time for your party.  Steer clear of dinner hours so that guests won’t be expecting dinner. Enlist some co-hosts who can help share the costs of food by bringing a favorite dish.  Finger foods like cheese and deli platters, fruit trays, and veggies and dip are great for large parties.

Finally, skip the DJ and make a fun, holiday play list on your iPod ahead of time.  Hit play when your guests arrive and you wont have to think about the music for the rest of the night.

Happy New Year!

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